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What is Cross-Border and International Finance?

Cross-border finance is a bespoke lending solution designed for internationally mobile clients whose assets, income, and investments span multiple countries. This includes scenarios such as international relocation, overseas property acquisition, global investment financing, and liquidity solutions for cross-border wealth portfolios.

Standard banks and lenders rarely accommodate such complex requirements. Enness Global specialises in structuring international lending solutions for clients who operate across borders, ensuring every arrangement is optimised for their tax, currency, and jurisdictional considerations.

Our team combines deep expertise in international finance with direct access to leading private banks, international lenders, and specialist institutions. We help clients manage cross-border wealth efficiently, offering multi-currency and multi-jurisdictional lending solutions that align with their global financial objectives.

At Enness Global, we deliver an exceptionally discreet and personalised service through our offices in London, Monaco, Dubai, Jersey, and Geneva, ensuring global access and local expertise wherever you are based.

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What is Cross-Border and International Finance?

500+

A large network of trusted lenders.

6

Global market locations.

15+

Years of experience.

International Relocators

Moving abroad often involves complex financial arrangements, whether securing an overseas mortgage, refinancing an existing property, or releasing equity from global assets. Enness Global supports international relocators with bespoke cross-border lending that enables seamless relocation while protecting liquidity and wealth.

High-Net-Worth Retirees Relocating Internationally

We provide tailored financial solutions for retirees relocating abroad, including overseas property purchases, refinancing, and portfolio restructuring. Our team ensures lending is optimised for residency status, income sources, and global tax implications, allowing retirees to transition smoothly between jurisdictions.

Global Nomad Entrepreneurs

Entrepreneurs with global business interests often have income and assets held in multiple currencies and countries. Enness structures bespoke financing that accommodates irregular income streams, international company ownership, and global investment strategies, enabling entrepreneurs to access liquidity and expand across borders.

Legal & Financial Professionals with Cross-Border Holdings

For professionals managing international holdings, trusts, or partnerships, Enness provides complex, cross-border finance solutions. We understand the intricacies of multi-jurisdictional wealth structures and work with international private banks to secure high-value, compliant lending arrangements.

Our International Cross Border Experts

We’ve cultivated trusted relationships with top lenders to deliver the best results for our clients. Meet our team and connect directly to discuss your mortgage needs.

MEET OUR TEAM GET IN TOUCH

Toby Johncox

GROUP MD

Chris Lloyd

PARTNER

Where Are You Looking to Finance or Buy Property Internationally?

With access to over 500 international lenders and private banks, Enness Global structures cross-border finance solutions that enable you to release equity, unlock liquidity, and acquire property wherever you wish to buy. Whether purchasing in the UK, Europe, the US, or the Middle East, our team ensures seamless, multi-jurisdictional financing tailored to your global portfolio.

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International & Cross-Border Finance FAQs

Expert answers from our specialist brokers to the most common questions about international & cross-border finance. 

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Yes. Enness Global works with international lenders and private banks who understand complex income structures. Whether your income is generated through an overseas business, investments, or multiple currencies, we can arrange tailored lending that recognises your global financial profile.

We provide bespoke finance solutions for clients moving between countries, structuring lending for property purchases, refinancing, or liquidity access in your new jurisdiction. Our advisers coordinate with tax and legal professionals to ensure every arrangement is compliant and efficient across borders.

International Finance Reviews

LEAVE A REVIEW

Constantly kept up to date

I have used Enness in the past and did so with our most recent purchase. It was not the easiest of mortgages and yet the team managed to make it less stressful than it could have been. We were constantly kept up to date with what was happening, even receiving a call from our broker whilst she was on holiday!

FR - Ms Leighton, Sep 23

Achieved exactly what was required

Ennes took on my case to raise two sizeable mortgages simultaneously despite significant challenges on conventional bank lending terms. They achieved exactly what was required and communicated very well throughout the process.

UK - Mr Ashworth, Apr 23

Enness is now quoting my life cover

Enness was very helpful and acted swiftly in securing a mortgage agreement in principle and then turned the mortgage from survey to offer in a couple of weeks. My previous broker couldn’t even get me an agreement in principle!! You get what you pay for.

CH - Mr Chalker, Mar 23

Massive thanks to Enness global for an excellent service

Enness Global ensured I got a mortgage offer that suited my circumstances. They were professional, efficient and I really appreciated Michael liaising with my solicitor and ensuring that my solicitor did not delay any further.

UK - Lola, Jan 23

My client was delighted

Enness is reliable and trustworthy and they deliver a first-class and highly professional service. The constant dialogue from an in-house expert was invaluable as they obtained a competitive mortgage for my client, enabling them to purchase their main residence.

UK - The Sovereign Group, Dec 22

Exceptional customer service

Paige provided exceptional customer service. We didn’t have a standard salary income but she was able to source us an attractive mortgage option. Highly responsive and personable, we would recommend Paige and the Enness team. This is now our third mortgage sourced through Paige and the Enness team.

Global - Mr James, Sep 22

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