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How Does Crypto Financing Work?

Crypto financing allows individuals to borrow funds by using cryptocurrency holdings as collateral. Borrowers pledge their crypto assets to a lender, who secures the loan against the value of these assets. The loan amount is typically based on a percentage of the cryptocurrency's market value, with terms that vary depending on the lender and the type of loan.

At Enness, we arrange six, seven, and eight-figure loans secured against cryptocurrencies, providing access to liquidity without the need to sell assets. This approach enables borrowers to retain ownership of their crypto while accessing capital for purposes such as property acquisition, investment, or other financial needs.

Our team of experts facilitates these transactions globally, ensuring funds can be used in the UK or internationally, offering a secure and streamlined process for high-net-worth individuals.

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How Does Crypto Financing Work?

500+

A large network of trusted lenders.

6

Global market locations.

15+

Years of experience.

Crypto-Backed Loans

Many cryptocurrency investors need liquidity and access to capital, but few lenders offer high-value loans secured against cryptocurrencies. No matter how much you want to borrow and your objectives, Enness can broker large crypto-backed loans with competitive rates and terms that will meet all your requirements.

Crypto Real Estate

Even if you have very considerable cryptocurrency investments, obtaining a mortgage secured by cryptocurrency of any kind remains a challenge, especially if you are operating alone. Enness crypto finance brokers will arrange the most advantageous rates and terms for you, unlocking real estate purchases backed by cryptocurrencies.

Streamlined Borrowing

It is still complicated for investors to access finance using cryptocurrencies as security. Working alone, negotiating the best rates and terms is challenging. Enness will make this type of borrowing straightforward and stress-free, all while getting you the best finance package available on the market.

Tailored Finance Packages

Relatively few lenders offer crypto loans, but that shouldn’t mean you can’t negotiate very competitive packages or benefit from the terms that best fit your requirements.  Whatever your goals for crypto finance, Enness will design a package that will meet your every need.

Create Liquidity

Selling cryptocurrencies to create liquidity means you miss out on any future upside and may not be advantageous from a fiscal perspective. Enness brokers crypto finance, allowing investors to hold their cryptocurrency investments for as long as possible and still create liquidity when needed.

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Crypto Financing FAQs

Who Is Eligible For Crypto Finance?

Enness brokers high-value crypto finance. The team are expert cryptocurrency loan brokers and specialise in sourcing and negotiating deals in the million-pound-plus space but can support you if you are looking to borrow £100,000 or more. 

If you hold significant, mainstream cryptocurrencies, you will, in theory, be eligible for crypto finance, provided the loan is affordable, and the lender is satisfied with your plans and exit. The more you want to borrow, the more careful lenders will be, and in any high-value crypto loan, how you present your case will be imperative in securing crypto finance and how much you can borrow.

Crypto loan lenders understand the current landscape for borrowers and some of the challenges this can create (lack of mainstream lenders, you may have little liquidity, etc.). Being transparent and presenting all the facts accurately is critical – don’t try and outthink your lender and present what you assume they want to see. Lenders are astute and always uncover the whole story, and you will find that not presenting your case correctly from the get-go will slow down your application process and create unnecessary doubt.

It is presenting the facts in the right way that usually makes a difference in high-value crypto finance deals. Working with a crypto finance broker is often the best way to present your case and negotiate the best rates and terms. Enness will explain your case in a way that is appealing to the lender, and that satisfies their demands or questions. Your broker will also be able to use the merits of your background or situation to open the door to negotiation and secure the best rates and terms possible.

Lastly, to be eligible for crypto finance, the loan must be affordable. If you cannot comfortably support repayments, lending will not be an option, even if you have very significant wealth tied up in cryptocurrencies.

What is Crypto in Finance?

Cryptocurrency can sometimes be utilised in the finance industry as a collateral for traditional loans in exchange for USD, EUR, or GBP and other types of currencies. This strategy gives an exceptional approach to gain access to cash without the need to liquidate your digital valuables at the loss of your investments and gaining more flexibility for your capital needs. As a result, you are in a position to take care of your financial needs and expand your investments.

Can I Borrow Crypto With no Money?

Borrowers do not need a steady source of income in order to meet the loan conditions. Crypto loans are non-recourse which means no other assets or any other cash flow are needed to back the loan.

Enness are able to arrange payments to be rolled up and paid at maturity.
 

Is Crypto Lending Safe?

Yes, crypto lending is safe. It is like lending against any other asset. Enness have access to over 500 lenders, many of which provide sophisticated custody packages. These packages can keep coins on chain, or transfer them into personal, client speciifc wallets.

Can I Borrow Against my Bitcoin in the UK?

Yes, Bitcoin can be borrowed against in the UK. This option is also available in a range of other key jurisdictions. These include:

  • Switzerland
  • United States
  • Singapore
  • Europe

By using Bitcoin as collateral, you can access custom lending solutions without needing to sell your cryptocurrency holdings.

What Types of Cryptocurrencies can be Used as Collateral?

The top 20 coins that are currently trading are typically the the most easily acceptable cryptocurrencies for lenders to lend against. These include popular coins such as Bitcoin and Ethereum. The eligibility, however, depends on the lenders criteria and the individual loan agreement.

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Contact Enness for Crypto Financing

Maximise the potential of your cryptocurrency assets with advice from our expert brokers. Our team works with leading lenders to structure financing solutions that align with your goals. Reach out for a confidential conversation about how we can assist.

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Our Financing Experts

Our expert brokers specialise in crypto finance, offering custom solutions to unlock liquidity from your digital assets while preserving your portfolio's value. Secure, strategic, and designed for high-net-worth individuals.

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Islay Robinson

GROUP CEO

Charles Bailey

SECURITIES BACKED LENDING BROKER

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