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What is Luxury Asset Finance?

A luxury asset refers to high-value items such as supercars, superyachts, private jets, fine art, or luxury goods collections. These assets are often used as collateral for securing bespoke financing solutions.

Enness, a leading broker of luxury asset finance, helps clients source and arrange competitive finance for purchasing or borrowing against these prestigious assets, no matter where you're based.

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What is Luxury Asset Finance?

500+

A large network of trusted lenders.

6

Global market locations.

15+

Years of experience.

Supercar Finance

If you want to buy a supercar or purchase a rare, exotic, or collectable vehicle, Enness will negotiate a financing solution built around all your needs. With unequalled access to specialist, highly select lenders, Enness will source the best supercar finance available for you.

Yacht Finance

Securing superyacht finance can be notoriously difficult. It doesn’t have to be. Enness streamlines every aspect of yacht financing, however much you need to borrow. Whether you are commissioning a vessel or buying second-hand, Enness will arrange a competitive and comprehensive financing package.

Aircraft Finance

Enness is a leading broker of aircraft finance. From purchasing a light aircraft, a corporate jet or helicopter, Enness negotiates the most advantageous terms and rates available on the market. However you want to fly, Enness will help you access the very best aircraft finance on offer.

Luxury Goods Finance

From wine to handbags and collectable cars to jewellery, Enness will help you leverage your luxury assets to unlock liquidity. Irrespective of which assets you want to use as security or the amount you wish to borrow, Enness will secure the very best luxury goods loan for you.

Art Finance

With access to specialist lenders, Enness will help you release capital tied up in your art collection with a hand-built art finance package. As well as maximising the amount you can borrow against your art, Enness will source and negotiate the best rates and terms available.

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Our Luxury Asset Finance Experts

Our experienced team is adept at arranging financing solutions for high-value assets. Get in touch to discuss how we can support your luxury finance requirements.

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Islay Robinson

GROUP CEO

Toby Johncox

GROUP MD

Luxury Asset Finance FAQs

How do Luxury Loans Work?

Luxury loans are specialised financing solutions designed for purchasing or borrowing against high-value assets like supercars, yachts, private jets, fine art, or luxury goods collections.

These loans are typically secured against the asset being purchased or an existing luxury item you own. Depending on the lender and terms, the loan can be structured with custom repayment options, competitive interest rates, and flexible terms to suit your financial situation.

How can I Get a Luxury Asset Loan?

To secure a luxury asset loan, you’ll need to provide details about the asset you wish to purchase or use as collateral, including its value, provenance, and condition.

Enness works with global lenders to negotiate bespoke terms, ensuring you receive the best financing solution. Whether you’re purchasing or unlocking equity, Enness will guide you through the process seamlessly, managing everything from lender negotiations to documentation.

Which Assets can be Used as Collateral?

Luxury asset loans can be secured against:

  • Supercars: Iconic and rare vehicles.
  • Superyachts: High-value vessels with proven market demand.
  • Private jets: Aircraft with verified resale value.
  • Fine art: Museum-quality pieces with strong provenance.
  • Jewellery and luxury goods: High-value collections such as watches, handbags, and diamonds.

If you have a unique or valuable asset not listed, Enness can still arrange bespoke financing based on its market value.

How much will Luxury Asset Finance Cost?

The cost of luxury asset finance varies based on the type of asset, loan amount, and lender terms. Interest rates can range from 3% to 15%, depending on factors like the asset’s value, liquidity, and your financial profile.Additional fees, such as valuations or legal costs, may apply.

Enness ensures transparency and secures competitive financing, so you know exactly what to expect before proceeding.

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Luxury Asset Finance with Enness

Navigating luxury asset finance requires expertise and connections. Enness’ team of specialist brokers works with leading global lenders to secure competitive and bespoke financing for high-value assets.

Whether you're buying or borrowing against supercars, yachts, jets, or art, we’ll help you achieve your goals. Contact us for a no-obligation consultation today.

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