Logo
Global

Insurance Services

As trusted international advisors for high-net-worth individuals, business owners & entrepreneurs, our extensive range of insurance services are designed with our client’s individual needs in mind.

From household insurance for high value homes, comprehensive life and protection, as well as a broad range of commercial policies, Enness Insurance Brokers specialise in sourcing the best tailored cover for you and your business.

Enness offers hyper-personalised services tailored to your needs, available 24/7 from the moment you contact us.

Talk to an Expert Now!

500+

A large network of trusted lenders.

6

Global market locations.

15+

Years of experience.

Insurance Services

High-Value Home Insurance

Your home is often considered your most valuable asset and securing adequate cover is essential. At Enness we specialise in finding the right comprehensive policy that meets all your personal requirements as standard, with a dedicated account manager. We also can assist insuring homeowners living overseas.

Life and Protection

Designed to protect debt (e.g. mortgages) and liabilities (e.g. inheritance tax) in the event of death to ensure loved ones are left with financial security. Protection can also be used to provide financial support, should you become unable to work, to allow you to focus on your health & wellbeing. Where suitable, these policies can also be in the name of a business.

Universal Life Insurance

Suitable for HNW and UHNWI’s, it provides a guaranteed whole of life death benefit sum. As this policy is investment-backed, it can be utilised in the policyholder’s lifetime unlike traditional whole of life policies. For example, the investment sum can be used as collateral, a source of income in retirement and, if needed, can be surrendered for a cash value.

Commercial Insurance

Enness offers a broad range of commercial policies covering all corporate requirements. This includes cover for property developers and/or portfolio landlords as well as a broad range of specialty, commercial and SME policies. Just some example of these are public & employers liability, cyber insurance, professional indemnity & offices policies.

Private Medical Insurance

Private medical insurance ensures shorter waiting times, access to private hospitals, specialist treatment & more of a choice in your care. We source private medical insurance for both private and commercial clients, on either a group or individual basis. We can also source international PMI policies. 

Let’s Talk Now

Schedule a time to chat with Enness today!

ARRANGE A CALL

Our Insurance Finance Experts

Our team has extensive experience in arranging finance for high-value insurance premiums. Contact us to explore how we can assist with personalised insurance financing solutions.

SPEAK TO AN INSURANCE FINANCE SPECIALIST

Islay Robinson

GROUP CEO

Toby Johncox

GROUP MD

Insurance Broker FAQs

What Are the Benefits of Using a Specialist Insurance Broker?

Using a specialist insurance broker offers several benefits:

  • Expertise: They have expert knowledge of the industry and can tailor advice and coverage due to the individual needs
  • Access to Niche Markets: Brokers often work with insurers that offer specialised policies that are not available directly to consumers
  • Customisation: They can arrange bespoke insurance policies that suit the client's unique circumstances
  • Claims Assistance: Brokers advocate for the client during the claims process, helping process and maximise payouts
  • Time and Cost Savings: Brokers research and compare policies, saving the client time and potentially sourcing cost-saving solutions
  • Risk Management Advice: Brokers can identify risks you may not have considered and recommend ways to mitigate them

What is Insurance Explained?

Insurance is a financial tool that protects against unexpected losses. For high-net-worth individuals, it’s essential for preserving wealth and securing valuable assets.

How Are High-Value Insurance Claims Handled?

High-value claims demand meticulous attention to detail, strong documentation, and proactive communication to ensure a smooth process. Engaging a specialist broker can further help navigate the complexities and secure the best possible outcome.

What types of insurance do you arrange for high-net-worth individuals?

At Enness Global, we specialise in arranging tailored insurance solutions exclusively for high-net-worth individuals and families.

We work with elite insurers and private brokers to secure comprehensive cover across a range of assets and lifestyles, including but not limited to:

  • High-value homes and international property portfolios
  • Family offices and trusts
  • Personal liability and specialist indemnities
  • and more...

Our expertise lies in structuring bespoke insurance portfolios that offer the highest levels of protection, discretion, and flexibility, ensuring your wealth and assets are fully safeguarded."

Can I insure international properties or assets?

Yes. Enness Global has significant experience arranging cross-border insurance for international property and global assets.

Whether you own prime real estate in London, a villa in the South of France, or an investment property in Spain, we can place coverage that accommodates multiple jurisdictions, currencies, and legal systems.

We work with international insurers who understand the complexities of global asset ownership and who provide seamless, unified policies that ensure you're fully protected - wherever your assets are located.

What happens if I need to make a large or urgent claim?

"In the event of a large or urgent claim, Enness Global ensures a swift, discreet, and highly responsive process. We only work with insurance providers that are well-capitalised and experienced in handling high-value claims efficiently.

We act as your advocate, liaising directly with insurers and claims teams to expedite outcomes, minimise disruption, and ensure that settlements reflect the true value of your loss. Our priority is to ensure peace of mind and continuity, even in the most challenging scenarios."

Can you help with placing insurance for unique or hard-to-cover assets?

Enness Global excels at placing insurance for unique, high-value, or non-standard assets that traditional insurers may consider complex or high-risk. This includes rare art, luxury collectables, bespoke vehicles, or niche properties such as heritage estates or trophy homes.

Our global network of specialist underwriters enables us to find coverage solutions where others cannot. We offer creative, highly customised policies that reflect the exact nature and value of your assets, without compromising on coverage or service.

Why do High-Net-Worth Individuals use Specialist Insurance Brokers instead of Standard Insurers?

High-net-worth individuals often use specialist insurance brokers because their assets, lifestyles, and ownership structures typically extend beyond the scope of standard retail insurance policies.

Specialist brokers can arrange tailored cover across multiple jurisdictions and asset classes, including prime and international property, fine art collections, aircraft, yachts, luxury vehicles, and other investment-grade assets. Policies can also be structured to reflect complex ownership arrangements such as trusts, corporate holding structures, or family offices.

In addition, high-value policies often include enhanced claims support, access to specialist underwriters, and the flexibility to adapt cover as portfolios evolve. Working with a broker experienced in high-net-worth insurance helps ensure coverage reflects the full scale and complexity of a client’s global asset base rather than relying on standardised policy limits.

Speak to Our Insurance Experts

Speak to Our Insurance Experts

Enness Insurance Brokers specialise in providing private individuals and businesses with discreet, comprehensive cover. Whether for personal protection or commercial needs, we deliver tailored policies designed to suit your specific requirements.

Indicative premiums: Insurance costs typically range from 0.1% to 1.0%+ of the insured value per annum, depending on the type of cover (including property, luxury assets, and collections), asset value, location, claims history, and overall risk profile.

Schedule A Callback

Talk to our Finance Experts for options