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What is Real Estate Finance?

Real estate finance refers to the strategies and funding solutions used to acquire, develop, or refinance residential, commercial, or mixed-use property. Whether you aim to buy new assets, restructure existing debt, or develop property in the UK or abroad.

Enness has the lender access, experience, and credentials to deliver the best real estate financing solution for you. Enness' brokers have a track record successfully completing ultra-complex deals and multi-million-pound transactions in every asset class.

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What is Real Estate Finance?

500+

A large network of trusted lenders.

6

Global market locations.

15+

Years of experience.

Property Development

Enness can broker every type of property development financing deal. From funding new builds to raising capital for refurbishment projects, Enness will negotiate the best deal for you, delivering solutions efficiently and on time – no matter how tight your deadlines. 

Commercial Property

Offering a bespoke service, Enness will secure commercial property finance for you, whatever the size of your operations. Enness will help you present your projects to lenders and facilitate getting the best commercial finance rates along with the terms that meet your needs. 

Property Portfolio Finance

Even if you are a seasoned property investor, securing additional finance against your property portfolio is anything but straightforward. With an unparalleled understanding of property portfolio finance, Enness will deliver competitive funding solutions that will also see you benefit from maximum flexibility.

International Mortgages

If you need an international mortgage, you shouldn't have to narrow your financing options. Enness will help you benefit from tailored solutions, advantageous rates, and access to various lenders, regardless of your nationality, residence or where you are purchasing a property. 

Hotel Finance

You can use hotel finance to purchase an existing asset, construct a new hotel, or renovate, remodel, or refurbish a hotel. Capital is available for every deal size. Whether you need finance to buy a privately-owned boutique hotel or you're looking to construct a large hotel in the heart of a capital city. Enness will be able to source the very best finance for you.

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Our Real Estate Finance Experts

We work closely with leading lenders to secure exceptional results. Contact our experts directly to discuss your real estate financing needs.

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Toby Johncox

GROUP MD

Chris Lloyd

PARTNER

Financing Real Estate FAQ's

What Types of Real Estate Financing Do We Provide?

We provide high-value real estate financing solutions to meet a wide range of needs. For property development, we arrange funding for new builds, refurbishments, and large-scale projects, ensuring efficiency and speed to meet tight deadlines.

Our commercial property finance supports businesses of all sizes, helping secure competitive terms and funding for everything from office buildings to industrial sites.

For experienced investors, our property portfolio financing allows access to additional funds by using existing assets, offering flexibility and competitive rates.

If you are purchasing property abroad, our international mortgage services connect you with a broad range of lenders, ensuring you have access to the best financing options regardless of your location or nationality.

We also specialise in hotel finance, providing funding for purchases, construction, and renovation projects. Whether it’s a small boutique hotel or a large-scale development, we secure finance for high-value projects of any size.

With strong relationships with lenders and expertise in high-value financing, we help our clients secure the best possible solutions to achieve their property goals. Contact us to discuss how we can support your plans.

What is a Real Estate Loan?

A real estate loan is a type of financing used to purchase, develop, or refinance property. This can include residential homes, commercial buildings, or land. The loan is secured against the property being financed, meaning the property serves as collateral for the lender.

Real estate loans are designed to meet different needs, from buying a first home to funding large-scale property investments or developments.

How Do you Finance a Property Deal?

Financing a property deal depends on your objectives and the type of property you’re purchasing. Common options include:

  1. Mortgages – Traditional home loans are suitable for residential properties, with options like fixed or variable rates.
  2. Buy-to-Let Mortgages – Designed for those purchasing properties to rent out, offering terms tailored to rental income.
  3. Bridging Loans – Short-term finance often used for property purchases with tight deadlines, including auction purchases or refurbishments.
  4. Development Finance – Ideal for construction or refurbishment projects, funding is released in stages to match progress.
  5. Equity Release – For experienced investors, leveraging equity in existing properties can provide additional funds for new investments.
  6. International Mortgages – These are for purchasing property abroad and offer access to overseas lenders.
  7. Joint Ventures – Partnering with other investors or developers can help pool resources for larger-scale deals.

Each option comes with its own advantages and requirements, and the right choice will depend on your financial position, the property type, and your long-term goals.

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Expert Real Estate Finance Brokers

From purchasing an exclusive residence to securing finance for a significant investment property, we make the process straightforward and stress-free. Our knowledgeable team works with you at every step, ensuring you receive the best support and advice to achieve your goals.

Speak to us to learn more about how we can help with your high-value real estate financing needs.

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