Private Finance

Enness works with entrepreneurs, investors, hedge fund managers, PE partners, C-suite executives, and other high-net-worth individuals globally. The solutions are tailored to meet the needs of each asset type, income level, and strategic objectives.

Assets can include business equity, property, unlisted shares, luxury assets, or a combination. We design solutions that maximise liquidity while preserving long-term growth.

Timelines vary depending on complexity and asset structure; however, our global network of lenders enables us to expedite processes when necessary.

Private finance is bespoke, confidential, and flexible, often suitable for cross-border or high-value assets that do not fit standard banking criteria.

Yes. We specialise in cross-border financing and can structure solutions that optimise tax, compliance, and growth opportunities globally.

Private finance allows founders, executives, and investors to unlock capital tied up in assets without divesting core holdings, facilitating strategic growth or personal wealth diversification.

Discretion is paramount. All engagements are handled with strict confidentiality, ensuring client privacy and asset security.

Requirements vary by lender and asset type, but typically include high-net-worth status, demonstrable asset value, and a clear plan for the use of finance.

Structures are bespoke, taking into account leverage, risk management, cross-border compliance, and the client’s strategic objectives.

Yes. We assist in sourcing flexible financing for acquisitions, developments, or investments in high-value assets across sectors and geographies.

Fees are tailored to each solution, complexity, and lender, but transparency and alignment with client objectives are always maintained.

Enness acts as an external financing partner for family offices, providing access to its full lender network across mortgages, securities-backed lending, bridging finance, luxury asset finance, and business lending for portfolio companies. Family offices work with Enness on a confidential, ongoing basis, from single transactions to complex multi-jurisdiction mandates. Enness coordinates with the family office's existing advisers including lawyers, accountants, and wealth managers. 

Discretion is fundamental to how Enness operates. Enness never discloses client details to lenders without explicit permission, does not approach the market speculatively with a client's information, and conducts all discussions under appropriate confidentiality. Many of Enness's clients are high-profile individuals, public figures, and UHNW families for whom privacy is non-negotiable. Enness's entire process is designed to protect client identity at every stage. 

Yes. Enness works alongside private client solicitors, tax advisers, and family office managers to structure financing around wealth transfer events. This includes funding a trust, providing liquidity to heirs during an estate transition, or financing the acquisition of family assets passing between generations. Enness does not provide tax or legal advice but works closely with the client's existing advisers to ensure the financing is structured appropriately. 

Yes. Enness regularly advises hedge fund managers on personal mortgage finance, Lombard lending, and luxury asset purchases. Enness understands the complexity of carried interest, performance fees, co-investment structures, and the variable nature of fund manager income, and works with private banks who are experienced in underwriting these profiles. Enness can often access lenders with whom the manager already has a relationship and negotiate improved terms. 

Yes. International relocation finance is a core part of what Enness does. Whether a client is relocating to the UK, UAE, Monaco, France, Switzerland, or elsewhere, Enness can arrange property finance in the destination market and, where relevant, help access liquidity from existing assets in the client's home jurisdiction.