Securing mortgage finance can be challenging for anyone, but for celebrities and elite sportspeople, the complexities are particularly heightened. At Enness Global, we’ve launched tailored propositions to address the hurdles these individuals face, ensuring they can access high-value loans with ease and confidence.
The Challenges of Unconventional Income
Celebrities and sports stars typically earn their income from diverse and often unpredictable sources. From royalties, sponsorships, and prize money to seasonal contracts or one-off projects, their earnings are inherently variable. Lenders, however, tend to favour borrowers with steady, predictable incomes, leaving many in these professions underserved even if they have significant earnings and wider wealth.
For athletes, earning potential can unfortunately also be short-lived, diminishing quickly due to factors such as injury, age, or changes in market demands. Furthermore, those in the public eye place significant value on discretion and privacy - qualities that come as standard as part of Enness Global’s hyper-personalised approach.
Why Now?
Recent developments have accelerated the need for bespoke mortgage solutions tailored to this group:
Post-Pandemic Wealth Diversification
Celebrities and athletes are increasingly exploring new revenue streams, from digital content platforms like YouTube and TikTok to more complex global sponsorship and endorsement deals
Growing Property Investment
Real estate has become a favoured asset class, with high-net-worth individuals purchasing both private residences and income-generating properties.
Advances in Lending Insights
New tools and expertise in evaluating unconventional income patterns have enabled lenders to offer bespoke solutions, filling a gap that traditional banks often overlook.
Our Approach
At Enness, we specialise in providing tailored financial solutions for those with unique circumstances. With access to over 500 lenders, including private banks and boutique institutions, we deliver bespoke mortgage options designed to account for fluctuating incomes, international earnings, and intricate tax structures.
As our CEO, Islay Robinson, explains:
"We’ve always helped those at the top of their fields in both the arts and sporting arenas secure high-value finance. Our service prioritises privacy, discretion, and expertise, reflecting the busy, complex, and often international lifestyles of our clients."
Collaboration with Trusted Advisers
Many of our clients are introduced to us via private client advisers, who recognise the value of our expertise in navigating the challenges of securing high-value mortgages for public figures. By working closely with these advisers, we ensure that every client benefits from a seamless and highly personalised experience, with solutions that align with their specific needs and ambitions.
If you’re a celebrity, elite sportsperson, or adviser to one of these individuals, our dedicated team is here to guide you. Together, we’ll navigate the complexities of mortgage finance and create opportunities that work for you.
