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How to Buy and Finance Luxury Property in the US

Luxury Property in the US

This Enness Guide is free to download and can be accessed as soon as you complete the form.

About Guide

This guide explores the US luxury real estate, focusing on super-prime markets for ultra-high-net-worth (UHNWIs) and high-net-worth (HNWIs) globally. Whether you're looking for a second home, investment opportunities or a lifestyle change, the US offers a broad spectrum of options. 

Regarded as one of the most sought-after real estate markets in the world, the US offers everything from the sophistication of New York to the glamour of Miami. The country's robust legal and financial frameworls, along with a highly liquid property market, make it an attractive option for investors and buyers alike. 

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This Guide Covers

  • Timeline for Buying a Property in the US
  • Tips for Negotiating in a Competitive Market 
  • Comparison of the US Purchase Process vs the UK
  • Financing Options 
  • Legal Process, Structuring and Tax Summary 
  • Super-Prime Markets in the US
  • Development and Refurbishment in the US
  • Zoning Laws, Planning Permissions, and Building Code Considerations 
  • Cultral and Practical Considerations in the US Property Market 
  • Communication Styles and Negotiations 
  • Insurance Options 
  • Exit Strategies 

Who are Enness?

Established over a decade ago, Enness has earnt its place as the market leading high net worth (HNW) international mortgage brokerage.

In addition to securing finance and protection, our dedicated and multilingual team is well versed in helping clients make the most of their high value assets – be that releasing capital for onward investment, or improvements to the existing property.

Our team takes a bespoke, holistic approach, and has carefully built up an extensive network of lenders to ensure we can always secure the appropriate finance for your situation.

Who are Enness