- Client: US National & French resident
- Portfolio Value: Circa $3m
- LTV: 50%
- Interest Rate: Competitive
In this case, Enness was approached by a US national residing in France seeking financing options for a property purchase in France.
The key challenge was the client's jurisdiction: US nationals typically face significant hurdles in seeking financing for international properties due to regulatory and lender restrictions. Most traditional lenders are reluctant to work with US nationals on French property transactions, especially when dealing with complex international financial landscapes.
After thorough research, Enness identified a specialised lender willing to offer a Lombard loan solution secured against the client's diversified investment portfolio. This solution allowed the client to access the necessary capital without navigating the regulatory challenges of French property financing.
Moving quickly, Enness successfully negotiated favourable terms, securing a 50% LTV and a competitive interest rate. Our expertise in securing international financing enabled the client to purchase their property in France successfully. The Lombard loan enabled the client to complete the purchase of their desired property in France while bypassing many of the obstacles associated with cross-border property financing.
With access to over 500 lenders, Enness offers bespoke financing solutions for clients across various jurisdictions and financial circumstances. We are equipped to source competitive terms for clients with diverse portfolios, including stocks and shares, helping them secure financing in multiple circumstances. Contact us today to see if we can assist you with your financial requirements.
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