- Client: International investor
- Property Value: Circa $10M
- LTV: 30%
- Rate: Competitive
- Term Length: 12 months
Our client, a high-net-worth international investor with significant digital asset holdings, sought to secure a loan for a property valued at around $10M. The client wanted to leverage their cryptocurrency holdings to obtain liquidity and finalise the property purchase without liquidating assets or using traditional financing options. The goal was to find terms to secure funding while minimising the impact on the client's crypto portfolio.
In this case, the main challenge was structuring a deal that could accommodate the volatility and unpredictable nature of the cryptocurrency market while still providing the client with the liquidity required to secure the property. Given the nature of the assets, the loan had to be tailored to balance risk and flexibility. Our solution was a 30% LTV, a 12-month term with a lock-up period on the crypto collateral, and a margin call threshold to ensure minimal disruption to their holdings.
Enness worked closely with the lender to arrange terms that met the client's requirements. The loan was structured at a competitive interest rate with a 12-month term. A custodial agreement with a trusted crypto custodian ensured the client's assets were secure throughout the loan period. The lock-up period ensured the client's assets remained stable, preventing early liquidation of the collateral.
With a deep understanding of the cryptocurrency market and an extensive network of over 500 lenders, we can offer tailored solutions to clients with complex asset profiles. We specialise in financing options for high-net-worth individuals seeking to leverage digital assets for property purchases. We work closely with our financing partners and navigate the complexities of crypto-backed lending ensures that clients receive the best possible solutions for their needs. Contact us today to see if we can achieve similar for you.
Disclaimer: This case study does not constitute financial advice and Enness do not give advice or recommendations on securities or crypto backing financing. We recommend seeking the advice of a wealth manager or professional adviser before investing in digital currencies.
Enness does not give advice on Securities Backed Lending or investments (or Luxury Asset Financing), and lender introductions are unregulated. This case study is for information and illustrative purposes only and nothing contain within should be construed as advice or a recommendation and is not an invitation to buy or sell securities.
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