Enness had clients selling their home to purchase a new one. Both clients were about to go through a significant change in their working life, which presented the first challenge for this case; which was to find a lender who would be comfortable with a change in circumstances for both clients, therefore, being unable to produce the documentation required for the process. This was also a new build purchase, the second challenge in this case; which meant we were restricted to mortgage lenders who would be willing to assist with a new build that includes builders' incentives as part of the purchase.
The third challenge we faced was a tighter than usual deadline because the developer required all completions on the site within a couple of weeks. The client needed to work with a broker and lender who understood these complexities, as well as the cross-border nature of the enquiry, and who had knowledge of lending on new-build developments.
We moved quickly and successfully negotiated a residential mortgage with a lender who was comfortable with the clients' change in circumstances. The application was processed efficiently, and a mortgage offer was produced quickly so that the clients could work to the developer's desired completion date.
The clients were highly proficient in all document requests, which helped speed the process along. We arranged a mortgage with an attractive benefits package attached. Enness has access to over 500 Lenders and can present the best possible terms to our clients. Therefore, we have a global presence and can better understand all the nuances of different jurisdictions. We specialise in dealing with ultra-high-net-worth individuals and can quickly understand the client profile and requirements. If you or your clients are based overseas and are experiencing difficulties arranging global finance, please don't hesitate to contact us.
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