- Client: UK National & Resident
- Loan Amount: Circa £500K
- LTV: 75%
Enness was approached by a UK national seeking a cost-effective alternative to traditional luxury asset finance. The client, holding a liquid securities portfolio, aimed to leverage their investments to purchase a new luxury item.
The key challenge was portfolio size. Many lenders prefer portfolios exceeding £1m, often declining smaller ones. This presents obstacles for clients with mid-sized portfolios who need securities-backed lending solutions. However, Enness specialises in overcoming such challenges, delivering bespoke financing options for clients of all portfolio sizes.
After conducting comprehensive market research and leveraging our network, Enness identified a lender willing to accommodate the client despite their portfolio size. The lender offered competitive terms, including a 75% Loan-to-Value (LTV), at an attractive rate. Acting swiftly, Enness secured this tailored solution, enabling the client to purchase their luxury item at a significantly better rate than traditional finance options.
Securities-backed lending is a superb option for those seeking liquidity without selling their investments. Whether it’s for property acquisitions, bridging loans, or high-value purchases, Enness delivers bespoke financing solutions tailored to each client's unique needs.
With access to over 500 lenders, Enness is uniquely positioned to secure competitive, personalised terms for clients across the UK and internationally.
If you or your clients are exploring securities-backed lending, contact Enness to discover flexible and bespoke options for portfolios of all sizes.
Information contained in our case studies is for market and illustrative purposes only. In some cases, these may be made up of multiple cases and are for illustrative purposes only.
Some case studies are made up of enquiries that have come into the business, not all business completes, and the posting of a case study does not represent a completed piece of business.
