- Property Value: Circa £10m
- Loan Amount: Circa £6.5m
Our clients, a high-net-worth couple, recently returned to the UK after living abroad for several years. The husband is a part shareholder in a successful company, with their wealth primarily generated through the company's income. The family also holds substantial cash reserves in two well-known companies and currently owns a £6m home in the UK.
The couple wanted to purchase another property in the UK valued at approximately £10m. For this purchase, they required a loan of around £6.5m. Their primary objective was to find a lender offering a competitive product and strong customer service to support them throughout the transaction.
The main challenge in this case was the client’s income structure, as the husband is a shareholder in a foreign company. This necessitated careful presentation and clarification of income documentation to UK lenders. Additionally, the couple's unique financial portfolio involved wealth distributed across multiple jurisdictions, which required a lender experienced in handling cross-border assets and accounts. Given their high-net-worth status, the clients also prioritised personal service and efficient processing in selecting a lender.
After extensive market analysis, we recommended a lender well-positioned to meet the client's requirements. This lender offered a competitive mortgage product tailored for high-net-worth clients, emphasising flexibility and a high level of personalised service. Their bespoke approach to complex financial profiles and capability to handle high-value transactions aligned perfectly with the client's needs.
This purchase showcases our commitment to securing bespoke financing solutions for high-net-worth clients, particularly those with complex, cross-border wealth structures.
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