With access to more than 500 lenders, we have experience with every type of mortgage. If you have a residential investment portfolio and are looking for a loan of £1m+, this exclusive product might be for you.
Green Portfolio Investment Loan
If the EPC grades for 90% of the property portfolio (as measured by area) are between A,B and C, then the following pricing and terms can be applied:
| LTV | Fixed Interest Rate | Arrangement Fee | Term |
| <60% | 2.75% | 1.00% | 4 or 5 Years |
| >60% | 2.95% | 1.00% | 4 or 5 Years |
Green Portfolio Improvement Loan
If the EPC grades for 90% of the property portfolio (as measured by area) are between A,B, C or D , then the following pricing and terms can be applied:
| LTV | Fixed Interest Rate | Arrangement Fee | Term |
| <60% | 3.00% | 1.00% | 4 or 5 Years |
| >60% | 3.20% | 1.00% | 4 or 5 Years |
This particular version of the facility will also have a margin ratchet mechanism - whereby the borrower can reduce the interest rate by 25bps once the overall position at the portfolio has improved and once achieving A, B or C at 90% of the property portfolio.
Once the ratchet is effective, the pricing will be at the same level as the standard Green Residential Investment Loan.
- The structure is for UK only borrowers
- The product is available on a fixed rate basis, with terms of between 4 and 5 years
- As the loans are fixed, ERCs apply if the facility is repaid early but 10% repayment allowance per annum is without charge
- Interest only available
To apply for this loan, get in touch with one of our expert brokers now.
