An international mortgage is a loan secured against a property in a country other than where you live.
Enness have access to more than 500 lenders and are supported by a deep knowledge of international property financing. Enness can arrange UK and international mortgages for US citizens.
French real estate continues to be among the most coveted and desirable in the world. The sunny southern regions are perfect for second homes or vacation properties, while the Alps attract numerous investors as well.
Additionally, the charm of Parisian properties significantly influences the growth of the French mortgage market, appealing not just to domestic buyers but also to expatriates and international investors who seek both beauty and profitable investment opportunities. For non-residents, obtaining property financing in France can be difficult, especially when looking to purchase high-value assets.
Enness brings exceptional expertise in arranging high-value mortgages for French properties priced at €1 million and above, adding real value for those interested in prime, luxury, and high-end real estate.
Enness custom-crafts financial packages tailored to each client's unique needs and will structure your French mortgage to fit your specific circumstances. The team is capable of sourcing and negotiating mortgages throughout France.
DISCOVER MOREMonaco is frequently referred to as a "playground for billionaires" and boasts some of the most expensive real estate in the world.
The property finance landscape in Monaco is quite distinctive. It’s common for properties to be sold before they even hit the market.
Transactions occur at a rapid pace, so anyone looking to purchase property in Monaco will require a financial solution that can keep up.
If you’ve identified a property you want to buy, be cautious: protracted negotiations with lenders and uncertainties regarding financing often leave potential buyers without a purchase. Having liquidity is crucial for a successful buying process in Monaco.
Enness specialise in Monaco property finance. Enness are experienced in the local real estate market and have connections with both domestic and international lenders. Enness can provide the most competitive mortgage options available in Monaco.
Whether you’re looking to purchase a pied-a-terre in Monte Carlo or a beachfront apartment in Larvotto, Enness can help you navigate the process and create a tailored financing package to suit your specific needs.
Enness collaborates with both local and international lenders to provide a wide array of property finance options in Switzerland.
Investors have a wealth of choices when it comes to luxury properties in the country. Property prices are stable, making Swiss real estate an attractive option for non-residents, who are often lured by some of Europe's finest ski slopes.
Many non-residents seek to purchase ski chalets in tourist hotspots, as there are restrictions on where they can buy real estate in Switzerland.
Popular destinations for non-residents include Verbier, Grindelwald, Crans-Montana, and St. Moritz.
Additionally, Switzerland's top-notch dining, shopping, and healthcare facilities enhance its overall allure.
ARRANGE SWISS PROPERTY FINANCEProperty investors primarily buy real estate in Spain for second homes or vacation properties, attracted by its 3,000 hours of sunshine, rich culture, and luxury amenities.
While areas like Marbella and the Andalusian coast are popular, the Balearic Islands, especially Ibiza, draw high-net-worth individuals seeking luxury properties. Spain has few restrictions on property buyers, but obtaining a competitive mortgage can be challenging.
Enness offers tax-efficient and cost-effective Spanish property finance solutions with low mortgage rates.
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Prime Portuguese real estate is among the most competitively priced options in southern Europe. The country's relaxed way of life, pleasant climate, and stunning coastlines are highly attractive, drawing the attention of European investors for years.
Compared to France and Spain, there are still luxury properties available at excellent prices, making it an appealing choice for many non-resident buyers looking for holiday homes or second residences.
Not everyone is eligible to buy property in the Channel Islands, as specific approvals are required based on factors like birthplace, employment, and personal profile.
Both Jersey and Guernsey aim to attract high-net-worth individuals by offering pathways to property entitlement.
Having liquidity is crucial in these markets due to high demand and limited supply.
To secure a desirable property, it's essential to be prepared with financing that allows you to act quickly and make offers.
LEARN MOREEnness has access to more than 500 international lenders, and the team has completed mortgages for 78 different nationalities across 20 countries.
If you are looking for an international mortgage of any kind, Enness will be able to help. Enness' services include:
Location: London, UK
Value: £1,020,000
Location: United Kingdom
Value: £1,250,000
Location: San Francisco, USA
Value: £8,156,000
