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Location: London, UK
Value: £1,020,000
Location: United Kingdom
Value: £1,250,000
Location: San Francisco, USA
Value: £8,156,000
Enness’ Added Value
We are exacting and proactive and can work with clients that have complex backgrounds and requirements to deliver finance. Having brokered high-value finance since 2008, we have a comprehensive understanding of what you and your clients expect from us regarding delivery, quality, technical and structuring know-how. Enness works closely with US-based advisers and service providers that work with American citizens and residents. We work with introducers from the US and around the world, and we are referred clients by private banks, law firms, corporate service providers, accounting and tax firms and financial advisers.
Our Experts
No matter your client’s scenario and whatever they want to finance, Enness will work in a way that compliments your approach, your work, and your goals through our private client Advisor services.
Testimonials
Great team, highly professional and with fantastic connections to get the best deal. A pleasure to work with, particularly Toby.
I’ve worked in Partnership with Hugh and Islay for over a decade. They are experts in the HNW market.
Enness’ Services and Solutions
Enness brokers high-value finance for your clients that will allow them to buy property, release equity and access the capital they need to unlock opportunities in the US and globally.
Communication and Workflow
We are transparent, cooperative, and here to broker a structured and perfect-fit finance package for your client – no matter their project, plans or how much they want to borrow.
We work with high-net-worth individuals worldwide and know these clients are discerning and exacting. You will need to relay our progress and plans to your client in real-time and in concrete terms. So you can do so, your broker will always know what's happening at every stage of the deal. We will walk you through our strategy and the offers we negotiate on your client's behalf, so you will always have the information you need to advise your client. We will explain how and what we will be able to negotiate, the avenues we think will be helpful to explore and how to secure the maximum LTV. Even if you haven't raised finance for a client before, Enness will ensure you have everything you need to advise and guide your client, including considering relevant entities or fiscal or financial planning.
The core of Enness' approach is to adapt to your workflow, communication style and your preferred way of approaching client projects. Enness will be an extension of you and your business, brokering finance and delivering the most competitive finance package to your client.
We are agile: sometimes your client's plans or what they want to achieve will change as the transaction progresses or when they have a better idea of their financing options. We will take this in our stride, and we can adapt to any changes you or your client would like. Your broker can adapt to deviations in the initial plan as and when they arise and offer you and your client alternative options, adapting the strategy as required.
Enness’ Services and Solutions
Enness is headquartered in London and has bases in Monaco, the Channel Islands, Switzerland and Dubai. We regularly work with US residents, US expats and American citizens or residents who want to raise finance against international assets or securities. We work closely with US-based introducers and those who serve American high-net-worth individuals, families and entrepreneurs wherever you - or your clients - are based.
Enness' Three Key Areas of Expertise Are:
Lender Access
As a leading broker of high-net-worth finance, Enness has access to a network of more than 500 international lenders. This network includes US and domestic international banks, specialist and niche lenders, retail banks and other financial institutions. Since 2008, we have a track record of brokering high-value finance for wealthy individuals and families and successful entrepreneurs, even if they have a sensitive or complex financial background. We can broker finance quickly, particularly in cases where your clients need to raise liquidity in a short timeframe to solve problems or pursue opportunities. We are more than able to help you do this – we can often deliver offers in as little as 24 hours.
How Enness Helps You and Your Clients
Clients and prospects will approach you to help them raise finance to achieve a specific outcome or find a solution to a problem that requires capital to solve. The more your client wants to borrow, and the more complex their requirements, the more added-value Enness will have – especially if you have never negotiated high-value finance for a client before. Whatever your client's scenario, we will ensure you have all the best options for your client, that finance packages are competitive, and we will always be working to maximise what your client can borrow.
Through Enness, you can offer new solutions to your clients, and the team will help you to win new business. Enness will deliver concrete value at every stage of the process, whether it is exploring ideas and possibilities for your client or delivering the finance package itself. No matter your client's financial background, the reason they want to raise debt, how much they want to borrow or where they will use the loan, we will broker a solution and work in a way that compliments your approach, work, and goals.
Initial Discussions
You'll initially discuss your clients' requirements with Enness on a no-name, no paperwork basis. Enness' broker will then present different financing options that could work for your client, including in principle scenarios.
Building a Solution
Working alongside you, Enness will formulate a plan for your client so you can give them a concrete set of potential options. You'll get an indication of the rates and terms possible and what will be needed from your client to benefit from these. Enness will provide details on what the process will be.
Indicative Terms
Enness will issue indicative heads of terms for your client as soon as possible. You can use these as you see fit, and these are upgraded to credit backed agreements once Enness knows enough about your client to be able to do so with confidence.
Pragmatic Execution
If the plan works and your client wants to proceed, Enness will agree on an approach with you. The plan will consider all parties' needs in terms of fees, application management and communication. If desired, Enness will effectively form part of your team to deliver the solution, so you are providing a seamless service to your client. You will be kept in the loop every step of the way, and your broker will ensure you know what is happening and when you can expect delivery of any part of the plan.
Private Client Adviser Guide
As a private client adviser, you may regularly need to source diverse debt and finance solutions for your clients and prospects. You may not be able to handle these requests in-house, or you need the help of an expert partner like Enness to search the market and negotiate a hand-built finance package for your client.
Bridging Finance Guide
The relatively short-term nature of bridging finance can be challenging, requiring experience, contacts and negotiating skills to secure the best possible terms with as much flexibility as possible. Extremely competitive interest rates, staged funding release to save on interest and utilising assets and income as security are vital elements of bridging finance deals.
Guide to Securities-Based Lending
Securities-based lending provides ready access to capital. From purchasing a property, buying assets, investing in stocks or growing a business, you can use securities-backed lending (also known as Lombard loans) for various purposes.
Corporate Finance Guide
Corporate finance comes in many shapes and forms. You can use it to unlock capital to grow your business, buy commercial property, purchase high-value business assets, or simply to access cash to overcome short-term liquidity challenges. Enness Global specialise in small and mid-cap companies that are looking to raise between £5–100m.
Which lenders does Enness work with?
Enness has access to more than 500 global lenders, comprising of international and domestic banks (including private banks), family offices, and alternative lenders specialising in specific products or types of lending. In many cases, access to these lenders depends on introductions from brokers like Enness. We know that the quality of the lender we introduce is paramount to you and your client. Enness only has relationships with leading lenders with clear authority and a track record in their area of expertise.
How much can my client borrow?
Enness is a leading broker of high-value finance of $1 million or more. We can broker very substantial loans – our largest deal to date is a $150 million loan secured against a single line of stock. What your client can borrow will depend on their overall wealth and assets, liquidity, revenue and how they plan to use the debt. Whatever your client's situation, Enness will help you explore options for your client and negotiate a deal that will maximise the amount your client can borrow, as well as securing the best rates and terms for them.
My client was turned down for finance. What can Enness do?
We regularly work with clients who have been turned down for finance, including in situations where mainstream banks or lenders have not wanted to lend. If you are faced with a scenario where your client has been turned down for finance, it can be hard to know what to do next – we can help. Firstly, it is not necessarily the case that your client won't be able to borrow – it is usually that you have not been able to find the best lender for their requirements. The lenders that will be able to offer finance to your client may well be smaller players, operate in niche sectors, or they may only accept introductions and not publicise or market their services. We regularly broker high-value finance for clients who have not managed to get a loan by approaching lenders directly, or who have been turned down by large banks.
My client is American but doesn't live in the US, can you still broker finance?
Yes. We can work with American citizens, wherever they are based. Many American clients we work with reside outside the US, are globally mobile or only live in the country part-time. This does not act as a barrier to our ability to broker finance for them. We also broker finance for US citizens who are based in the US but need to secure a loan against collateral in another country – we are specialists in international finance, and this is something we can deliver with ease.
My client needs finance for an international project. Can Enness help?
Yes. We broker finance for clients who want to use the loan domestically within the US or abroad.
Many of the advisers we work with have American clients that want to deploy loan capital outside of the US. Your client may wish to buy property, invest, grow a business, buy assets or pursue projects that have no relation to the US. Your client may also want to secure a loan against assets outside the US to raise finance that they use in the US or abroad, either in the same country as the asset or in a third country. We are specialists in international, high-value financing, and as long as your client has a viable plan, we can efficiently deliver international and cross-border finance, including in cases where your client would like to borrow a significant amount.
