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Location: London, UK
Value: £1,011,000
Enness’ Added Value
We are precise, forward-thinking, and can deal with complex and unusual clients and financing requests. We fully understand what you and your clients expect from us regarding delivery, quality, technical and structuring capabilities, and Enness is set up to deliver on all fronts. Enness works closely with Singapore-based introducers, including private banks, law firms, corporate service providers, accounting and tax firms and financial advisers.
Our Experts
No matter your client’s scenario and whatever they want to finance, Enness will work in a way that compliments your approach, your work, and your goals through our private client Advisor services.
Hugh Wade-Jones
The Financial Times described Hugh as the 'go-to mortgage broker for the super-rich'.
LET'S TALK
Simon Everett
Based in our Zürich office, Simon is highly experienced in international real estate.
LET'S TALKTestimonials
I’ve worked in Partnership with Hugh and Islay for over a decade. They are experts in the HNW market.
Great team, highly professional and with fantastic connections to get the best deal. A pleasure to work with, particularly Toby.
Enness’ Services and Solutions
Enness brokers high-value finance for your clients that will allow them to buy property, release equity and access the capital they need to unlock opportunities in Singapore and abroad.
Communication and Workflow
We are transparent, cooperative, and here to help you deliver a structured and perfect-fit finance package for your client – no matter their project, plans or how much they want to borrow.
We work with high-net-worth individuals and know these clients are discerning and exacting. You will need to relay our progress and plans to your client in real-time and in concrete terms, and you will control the communication flow and know what's happening and when. You will always have the information you need to advise your client on offers, the debt raising strategy, structuring and how everything will come together. Your broker will give you everything you need to be able to advise your client, even if you haven't helped them raise debt before.
In the world of high-value and international finance, things move quickly, and you will know what your broker is doing for you and your client, when they are doing it and why they are taking a particular approach. Nothing will happen without you being aware of it, and the team will provide fixed deliverables and timeframes, so you can always measure our progress.
You will also be able to adapt Enness' workflow and communication style to your preferred way of approaching client projects. Enness will be an extension of your team, brokering finance and delivering the best solution for you and your client.
We also know that sometimes your client's plans or ambitions will change as they adapt to opportunities or challenges as they arise. We are ready for any eventuality. Your broker can adapt to any changes and provide you and your client with alternative plans so you can make informed decisions about your path forward.
Enness’ Services and Solutions
Enness is an international company headquartered in London with additional offices in the Channel Islands, Switzerland, Monaco and Dubai. We work closely with Singapore-based advisors who serve high-net-worth individuals, families and entrepreneurs who live, run businesses or have ties to Singapore.
Enness' Three Key Areas of Expertise Are:
Lender Access
Enness is an independent broker with international reach – we hand-source and build finance packages from a network of more than 500 lenders, which includes private banks, specialist and niche lenders, retail banks and mainstream financial institutions. We have a track record of brokering finance for high-net-worth individuals, families and successful entrepreneurs, even if they have a sensitive background or complex financial circumstances involving international structures and global revenue streams. We know that sometimes you will need to find finance solutions quickly for your clients if they need to solve problems or pursue opportunities, and we are more than able to help you do this – we can often deliver offers in as little as 24 hours.
How Enness Helps You and Your Clients
Clients and prospects will approach you to source diverse finance solutions or help them raise finance. They may have a challenge they need liquidity to overcome, or they may want to buy assets, grow a business, invest or capture an opportunity. The more your client wants to borrow, and the more complex their requirements, the more added-value Enness will have. We will ensure you have various options and offers to discuss with your client and that you can present them with the most competitive rates and terms.
Enness can cater to all your client's requirements and will deliver tangible value at every stage of the process. Through Enness, you can offer new solutions to your clients, and the team will help you to win new assets and business.
No matter your client's financial situation, why they want to raise finance, how much they want to borrow or where they will use the loan, we will broker a solution and work in a way that compliments your approach, work, and goals.
Initial Discussions
You'll initially discuss your clients' requirements with Enness on a no-name, no paperwork basis. Enness' broker will then present different financing options that could work for your client, including in principle scenarios.
Building a Solution
Working alongside you, Enness will formulate a plan for your client so you can give them a concrete set of potential options. You'll get an indication of the rates and terms possible and what will be needed from your client to benefit from these. Enness will provide details on what the process will be.
Indicative Terms
Enness will issue indicative heads of terms for your client as soon as possible. You can use these as you see fit, and these are upgraded to credit backed agreements once Enness knows enough about your client to be able to do so with confidence.
Pragmatic Execution
If the plan works and your client wants to proceed, Enness will agree on an approach with you. The plan will consider all parties' needs in terms of fees, application management and communication. If desired, Enness will effectively form part of your team to deliver the solution, so you are providing a seamless service to your client. You will be kept in the loop every step of the way, and your broker will ensure you know what is happening and when you can expect delivery of any part of the plan.
Private Client Adviser Guide
As a private client adviser, you may regularly need to source diverse debt and finance solutions for your clients and prospects. You may not be able to handle these requests in-house, or you need the help of an expert partner like Enness to search the market and negotiate a hand-built finance package for your client.
Bridging Finance Guide
The relatively short-term nature of bridging finance can be challenging, requiring experience, contacts and negotiating skills to secure the best possible terms with as much flexibility as possible. Extremely competitive interest rates, staged funding release to save on interest and utilising assets and income as security are vital elements of bridging finance deals.
Guide to Securities-Based Lending
Securities-based lending provides ready access to capital. From purchasing a property, buying assets, investing in stocks or growing a business, you can use securities-backed lending (also known as Lombard loans) for various purposes.
Corporate Finance Guide
Corporate finance comes in many shapes and forms. You can use it to unlock capital to grow your business, buy commercial property, purchase high-value business assets, or simply to access cash to overcome short-term liquidity challenges. Enness Global specialise in small and mid-cap companies that are looking to raise between £5–100m.
Which lenders does Enness work with?
Enness has access to more than 500 global enders, including international and domestic and Singapore-based private banks, family offices, and alternative lenders specialising in specific types of security or lending products. Many of these lenders require introductions or prefer to be approached by brokers. We know that the calibre of the lender your client works with or that you introduce them to via Enness is paramount. Enness only has relationships with very reputed lenders with clear authority and a track record in their area of expertise.
How much can my client borrow?
Enness specialises in brokering high-value and cross-border finance of more than £1 million. We can broker substantial loans – our largest deal to date is a $150 million loan against a single line of stock. Ultimately, how much your client can borrow will depend on their net worth, liquidity, assets, revenue or income and how they plan to use the loan. Whatever your client’s reasons for raising finance, Enness will help you maximise what your client can borrow and ensure they have the best rates and terms available in the market.
My client was turned down for finance. What can Enness do?
Yes. Even very successful or high-net-worth clients can be turned down for finance. As an adviser, knowing what to do next can be challenging, especially if you have exhausted your network of lenders. When your clients are turned down for finance, it is not necessarily that they can’t borrow or aren’t a quality borrower – it is more a question of needing to approach other lenders better suited to finance your client. These lenders may be smaller players, operate in niche sectors, or they may only accept introductions from brokers like Enness. We regularly broker high-value finance for clients who have not managed to get a loan by approaching lenders directly or who have been turned down by large banks.
My client doesn't live in Singapore, can you still broker finance?
Yes. We know that many HNWI, wealthy families and successful entrepreneurs use Singapore-based advisory services, structures, and financial products, or they have assets in Singapore but do not live full-time in the country. We broker finance for individuals looking to create liquidity for local projects in Singapore or abroad, regardless of their citizenship our country of residence.
My client needs finance for an international project. Can Enness help?
Yes. We broker finance for clients who want to use the loan domestically or outside the business.
Many of the Singapore-based advisers we work with need to source finance for clients that want to finance projects outside the country. This may be buying property or assets, investing, growing a business or consolidating international debt. Your client may also want to secure a loan against assets outside Singapore to raise finance. We are specialists in international, high-value financing, and as long as your client has a viable plan, we can easily deliver international finance.
