High Value
Mortgages

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High value mortgages require a personal approach and need to be individually negotiated and arranged. In a world of increasing choice, fragmentation and automation, our dedicated service brings creativity and clarity to cut through the noise and secure the perfect solution for our clients.

We are leaders in our field. We work with over 300 different international lenders, our advisers are best in class and we are exclusively on your side.

Our clients

Our clients are as unique as the mortgages we arrange for them. No matter their global location, background or requirements, our expert brokers take the time to understand our clients’ circumstances, working with the facts to negotiate the best mortgage solution for their needs.

We thrive when it comes to navigating high value, complex and challenging financing scenarios and our bespoke approach ensures we get the best possible outcome for our clients every single time.

Our lender access

We work with a global network of over 300 lenders, ranging from small building societies to challenger banks, alternative lenders and global private banks. This has allowed us to complete on mortgages for 78 different nationalities across 17 different countries with an average mortgage size of £1.5 million. Enness excels when it comes to solving complex mortgage requirements, negotiating very high value or loan to value (LTV) mortgages and working with challenging structures, individuals or scenarios.

What we do

Global reach

Our core lending markets are the United Kingdom, France, Monaco, Spain, Switzerland, Portugal, Jersey and Guernsey. However, our lender reach and network means we can technically arrange mortgages anywhere in the world. In 2019 alone, our multilingual brokers arranged property finance for 78 different nationalities, across 12 countries from our international offices.

Personal services

Our advisors work for and on behalf of our clients. We are on your side and negotiate with our lenders to secure the best possible mortgage finance based on your unique circumstances. We are discreet, responsive and proactive. We will source and negotiate your mortgage funds and then work with all parties to secure the desired outcome in the timeframe required.

Unrivalled expertise

We thrive in complex, challenging scenarios and work with whatever circumstances are presented to us. We like to push boundaries, negotiate and will always secure the best possible outcome. Our strong lender network will ensure we find the best possible solution to suit your needs, and where appropriate, we can also advise on alternative approaches to your mortgage solutions.

How we work

Our initial conversations are often over the phone, at a time which is convenient for you. We will listen carefully to your requirements and circumstances, before clearly explaining how we operate, our fees and what we think we can achieve in a timely, efficient manner – free of charge.

When you are happy to instruct us, we will compile a detailed report on your circumstances and start work on securing you a solution. With efficiency at the forefront, we will make sure to communicate your options clearly and honestly, taking care to explain any risks or pitfalls which may be presented.

Once we have proposed a solution that works for you, we will set about executing the transaction as efficiently as we can, managing all parties and paperwork as we go. Our expert brokers will be by your side throughout the process and as invested in the success of the transaction as you are.

The Global High Net Worth Mortgage Guide

We are delighted to present the Global High Net Worth Mortgage Guide which takes an in-depth look at the world of international mortgage finance in luxury property markets around the world. The guide covers local regulations, access to funding, how to secure the most competitive terms and much more.

Our bespoke approach to mortgage funding is second to none, covering residential, commercial, development and international property acquisitions. Real-life case studies highlight how we approach complex funding requirements which often demand a bespoke funding structure.

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