Bridging finance is complex, time-sensitive and if used incorrectly can be expensive and difficult to unravel. When applied correctly it can solve problems effectively and create fantastic opportunity.

Our brokers are leading names in the industry. We have completed some of the highest value, sensitive and complex bridging finance transactions, and have access to an unlimited number of lending solutions.

What is Bridging Finance?

Bridging finance is a short-term mortgage secured against property. It is individually negotiated and can be arranged for practically any legal purpose. 

Its uses range from allowing clients to buy a new home before selling a current property, to refurbish and develop property, or to fix complex and time-sensitive funding requirements.

Our expert, multilingual brokers arrange bridging finance both in the UK and internationally.

Our lender access

The UK bridging finance market is ultra-competitive and extremely fragmented. Lenders vary from private banks through to individually negotiated personal lending agreements. 

Internationally the lender choice is more limited but there is a clear increasing supply, especially in prime areas.

We are unlimited in our lender access; we know who lends and where, and we know how to structure a deal to achieve the most competitive solution.

What we do

Global reach

Our core lending markets are the United Kingdom, France, Monaco, Spain, Switzerland, Portugal, Jersey and Guernsey. However, our lender reach and network means we can technically arrange mortgages anywhere in the world. In 2019 alone, our multilingual brokers arranged property finance for 78 different nationalities, across 12 countries from our international offices.

Personal services

Our advisors work for and on behalf of our clients. We are on your side and negotiate with our lenders to secure the best possible mortgage finance based on your unique circumstances. We are discreet, responsive and proactive. We will source and negotiate your mortgage funds and then work with all parties to secure the desired outcome in the timeframe required.

Unrivalled expertise

We thrive in complex, challenging scenarios and work with whatever circumstances are presented to us. We like to push boundaries, negotiate and will always secure the best possible outcome. Our strong lender network will ensure we find the best possible solution to suit your needs, and where appropriate, we can also advise on alternative approaches to your mortgage solutions.

How we work

Our initial conversations are often over the phone, at a time which is convenient for you. We will listen carefully to your requirements and circumstances, before clearly explaining how we operate, our fees and what we think we can achieve in a timely, efficient manner – free of charge.

When you are happy to instruct us, we will compile a detailed report on your circumstances and start work on securing you a solution. With efficiency at the forefront, we will make sure to communicate your options clearly and honestly, taking care to explain any risks or pitfalls which may be presented.

Once we have proposed a solution that works for you, we will set about executing the transaction as efficiently as we can, managing all parties and paperwork as we go. Our expert brokers will be by your side throughout the process and as invested in the success of the transaction as you are.

The Global High Net Worth Mortgage Guide

We are delighted to present the Global High Net Worth Mortgage Guide which takes an in-depth look at the world of international mortgage finance in luxury property markets around the world. The guide covers local regulations, access to funding, how to secure the most competitive terms and much more.

Our bespoke approach to mortgage funding is second to none, covering residential, commercial, development and international property acquisitions. Real-life case studies highlight how we approach complex funding requirements which often demand a bespoke funding structure.

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