Buy-To-Let Opportunity for Expats in Dubai and Switzerland Looking to Invest in UK Property

11th Apr 25 - 2 MIN READ

Diversify your portfolio and gain access to one of the most lucrative markets in the world.

We are pleased to present an exclusive Buy-to-Let (BTL) investment opportunity tailored specifically for expatriates living in Dubai and Switzerland. This bespoke offering, managed through Enness Jersey, provides a highly flexible and attractive solution for expats looking to invest in the UK property market. With competitive terms and the ability to leverage international financial expertise, this proposition presents an ideal way for investors to diversify their portfolios and gain access to one of the most lucrative real estate markets in the world.

London continues to dominate the global property market, with demand for prime real estate remaining high. In late 2024, the city witnessed a 25% increase in property purchases valued at £5 million or more, demonstrating the continued strong demand for premium real estate.

Investors can now access the UK BTL market through various investment structures, including personal names, limited companies (Special Purpose Vehicles or SPVs) and trusts. This offering provides the flexibility and options to suit diverse property investment goals.

Details of the Proposition

Exclusively Available to Expats in Dubai and Switzerland: This opportunity is specifically designed for expats living in these two countries: Please note: This is offering is not available for residents of other locations, including Abu Dhabi.
Existing UK Asset Base Required: Investors must have a minimum of one UK property. Additionally, applicants must have a minimum annual income, whether from an earned income or investments as this is tailored specifically for high-net-worth clients only.
BTL Focus: Exclusively available for the BTL market, this opportunity is ideal for property investors looking to build or expand their UK property portfolio. Whether you're an experienced investor or new to the market, this offering provides the flexibility needed to diversify your investments, whether it is for residential or commercial properties, various asset types are available.
Minimum and Maximum Loan Amount: Investors must meet the minimum loan size of £1 million, ensuring this offering is tailored towards seasoned property investors seeking high-value, high-return opportunities. This makes it an ideal solution for high-net-worth individuals looking for significant investments in the UK property market. The maximum available is £6 million.
Fixed Rate Options: Fixed rate loan options are available. Please note that rates are subject to market conditions and may fluctuate. Rates are generally higher than standard non-expat rates, with a modest premium for expats.
Arrangement Fees: An arrangement fee is applicable. Full details of all fees will be provided at the time of application.
Interest Cover Requirement: A 6-month interest cover must be held on deposit, which can be capitalised into the loan.
Loan-to-Value (LTV): A maximum LTV of 60% applies. This is a firm limit and cannot be exceeded.
Loan Term and Flexibility: Loans can be structured on a maximum 5-year term, and the loan repayment structure can be either interest only or full/part amortising depending on investor preferences.
Accepted Property Structures: At Enness, we offer financing for a wide range of property types, including residential, commercial and mixed-used properties.

Contact Enness Today

Our expert team will guide you through every step of the process, from initial consultation to finalising the financing agreement, ensuring personalised service and flexible terms every step of the way. Contact us today to discover how this exclusive financing solution can help you achieve your property investment goals. Our dedicated team will provide expert guidance on structuring your investment and securing the best financing terms available.